Loan Services
MSME & Business Loans
From eligibility assessment through to disbursement, we manage the full lifecycle of your business credit requirement — term loans, working capital, CGTMSE-backed MSME finance, Mudra loans, project finance and loan against property.
Loan types we facilitate
Term loans
Fixed-tenure finance for capital expenditure — machinery, equipment, facility expansion — repaid through scheduled EMIs over the asset's useful life.
Working capital finance (CC/OD)
Cash Credit and Overdraft facilities that bridge the gap between paying suppliers and collecting from customers, drawn against stock, receivables or a sanctioned limit as your operating cycle needs it.
CGTMSE-covered MSME loans
Collateral-free lending for eligible MSMEs under the Credit Guarantee Fund Trust for Micro and Small Enterprises, where the guarantee cover substitutes for the security a bank would otherwise ask for.
Mudra loan facilitation
Government-backed micro-credit under the Pradhan Mantri Mudra Yojana, structured into Shishu, Kishor and Tarun categories based on the scale of funding your business needs.
Project finance
Funding structured around a new venture or expansion project's own projected cash flows, backed by a techno-economic feasibility study and financial projections we prepare in-house.
Loan against property / home finance
Property-backed finance for business or personal needs, where an owned property secures the facility in exchange for typically longer tenures and competitive rates.
How we work with you
Eligibility assessment — we review your financials, credit history and the nature of your requirement before approaching any lender.
Lender selection — we identify the institution most likely to sanction on favourable terms for your specific profile and loan category, rather than a one-size-fits-all approach.
Application structuring — we package your proposal with the supporting documentation (see our Loan Documentation service) a credit team needs to move quickly.
Bank liaison — we stay engaged with the lender through queries, valuations and sanction conditions until the file is approved.
Disbursement follow-through — we track the process until funds are credited to your account, not just until the sanction letter is issued.
Because the same team that structures your loan application also prepares CMA data, project reports and audited financials — see our Loan Documentation service — your file reaches the bank's credit team already speaking their language, which is what drives faster sanctions and fewer rounds of queries.
We act as a loan facilitator/advisor and are not a lender; we do not guarantee sanction, rate, or tenure — final terms rest with the lending institution, subject to their credit policy, your eligibility, and prevailing RBI guidelines.
Ready to move forward?
Tell us which loan you need and our team will get in touch within one business day to assess your eligibility and outline next steps — no obligation.
Raise a Loan Service Request